Terms of use
These terms govern your use of this site.
Who this site is for
This site is intended for UK professional financial advisers only. It is not directed at, and must not be relied upon by, retail clients. Nothing on it is a personal recommendation or financial advice.
Who operates it
This site is operated by IDAD Limited, authorised and regulated by the Financial Conduct Authority (FRN 740499). Registered office: 2 Rotherbrook Court, Bedford Road, Petersfield, GU32 3QG, United Kingdom. Company number: 04521366. Contact: enquiries@idad.com · +44 (0)1730 776757.
The information on this site
Content on this site is provided in good faith, for information only, and describes a specific issue of the plan. We aim to ensure the site is available and its content accurate, but we do not guarantee uninterrupted or error-free access, and content should not be relied upon as advice. Public pages are factual. If you require advice, please contact a regulated adviser. Introducing advisers are responsible for determining suitability for their clients’ circumstances.
Investment risk
Capital is at risk. The 10:10 Plan is a structured investment, not a deposit or savings account. Returns, including the return of capital, depend on the continued solvency of the issuer and guarantor. Past performance is not a guide to future performance. Please refer to the plan documentation for full terms, risks and charges.
Literature
The brochure, Key Information Documents and application forms available here relate to a specific issue of the plan and are superseded when a new issue opens. Always check you are working from the current issue’s documents before advising.
Intellectual property
All content, branding and technology on this site are owned by IDAD and/or its licensors. You may not copy, reproduce or distribute any content without prior written consent, except as permitted by law.
Privacy and cookies
Personal data is processed in accordance with UK data protection laws — see our privacy notice. We use cookies and similar technologies as described on our Cookies page, including options to manage preferences. Where consent is required, we request it through the site’s cookie banner.
Limitation of liability
We are not liable for losses arising from investment decisions you make (whether or not following advice), delays or errors caused by third-party custodians or administrators, market movements or product performance, or events beyond our reasonable control. Nothing in these terms excludes or limits any liability that cannot be excluded or limited under applicable law or applicable FCA requirements.
Governing law
These terms are governed by the laws of England and Wales. If you are a consumer resident in Scotland or Northern Ireland, you may also have the benefit of mandatory local laws and may be able to bring proceedings in your local courts.
Last updated: 19 August 2026